I ate lunch with some co-workers yesterday, all of whom were older
One thing they talked about was insurance. One person was talking about her husband who bikes 12 miles to work, and has gotten knocked off his bike twice. He still has a mild elbow injury that gets infected and needs to get checked up from time to time. The sales manager was like: "sue them". He told us how this one surgeon got hurt in his wrist and couldn't work for 1.5 years and sued the person for $600K and won. He also said that most auto insurance policies only cover $250K, but you can get an umbrella policy to cover the rest, and he has that, because people in the bay are rich and you never know who might sue you.
That was kind of a scary thought - that you can get sued and lose all your money from an accident. Of course, on the flip side, the biker's life is more important; you can lose your life in an instant from an accident. When I first heard about Prius's, I didn't want one. The point of a car is to be loud, so pedestrians can hear you. If there are signals on both ends, an accident can more likely be avoided, but if you have a silent car, it's on you to prevent the accident.
Anyway, let's say you have an auto accident and the other person sues you for a million dollars. Basically, you lose all your money.
I guess that's not as bad as losing a life or other things.
Life is so fragile though. Happy times don't last forever. Maybe too pessimistic of a statement. Perhaps, more realistically, there are good times and bad times, but we have God in both.
But deep in my heart, I can say -- or I hope to be able to say in all circumstances, that God is good. That God, I love you so, so much. There's nothing else that matters, compared to you. Because I have you, I have everything truly. No amount of riches or losses can change that. In health, in sickness, in wealth, in poverty, in happiness, in suffering, whether it's me or people I care about, God is good.
I don't need no insurance. I have God, and no one can Him away from me.
